What is a payday loan or cash advance?
A cash advance or payday loan is intended to offer a short term, unsecured cash loan to anyone who needs a hand making until their next paycheck. It can be of great assistance for those who find themselves with unexpected expenses, and can help to prevent bounced checks or late payments of bills. One click cash allows you to apply for your cash advance online, and will deposit your funds electronically to your own account.
Can I qualify for a payday loan or a cash advance?
Absolutely – It’s easy to qualify with the following:
How do I get the money?
The money will be electronically deposited to your account as soon as the loan is approved.
How much can I receive?
The first One click cash loan will be limited to no more than $1000, depending on your application information. Once you’ve repaid your first loan, your loan limits can be raised for any future loans you may make with us.
How much does it cost?
Each lender sets their own fees based on the amount of the loan, so loan costs do vary. After the lender has reviewed your application, they will contact you with a fee notification. Do keep in mind that a cash advance loan is intended to be used in cases of emergency cash demands, and frequently will be less costly than the bounced check, late payment and other penalties that they help you avoid.
What can I expect by applying online?
When your loan application is submitted, it immediately goes to the lenders who will decide on whether or not they can help you with a loan. If your loan is approved, you’ll receive the loan conditions and terms from the lender – to include information on rates and any repayment options they might have. You can then decide to accept the loan, or decline it.
How fast will I receive the money after I apply?
Often, you’re cash advance loan application will be approved within seconds. The minute that the loan has been processed, your lender will credit your bank with funds. The cash can actually be in your bank in as short a time as one hour, but please note that processing times do vary between lenders. Not all of our partner lenders offer one our cash transfers.
How will I know that my loan has been approved?
After the loan application has been approved, an email notice will be sent to you. Please be advised that One click cash may continue to adjust your cash advance loan up until the time of the funds transfer depending on whether we receive further information from your application.